Terms & Conditions

Welcome to Payoutt. Please read these Terms and Conditions (“Terms”) carefully before using our website and services. By accessing or using this site or any of our services, you agree to be bound by these Terms.

Payoutt is a licensed Major Payment Institution regulated by the Monetary Authority of Singapore (MAS), offering foreign currency exchange and cross-border remittance services to individuals and businesses.

You must be at least 18 years old and legally capable of entering into binding contracts to use our services. By accessing this site, you confirm that you meet these eligibility requirements.

You agree to use our website and services only for lawful purposes. You shall not:

• Use the site for fraudulent or illegal activities
• Impersonate any person or entity
• Attempt to gain unauthorized access to our systems
• Violate any applicable local, international, or financial regulations

All transactions are subject to verification, availability of funds, regulatory checks, and exchange rates at the time of confirmation. Payoutt reserves the right to refuse any transaction at its discretion, including for compliance reasons.

Exchange rates displayed are indicative and subject to change without prior notice. Final rates will be confirmed at the point of transaction. All fees and charges (if any) will be clearly disclosed before you proceed.

Payoutt complies with all applicable Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) regulations. You may be required to provide valid identification and transaction details for due diligence purposes.

All content on this website—including logos, text, graphics, and software—is the property of Payoutt or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or use our content without express written consent.

Payoutt shall not be liable for any direct, indirect, incidental, or consequential loss or damage resulting from:

• Use of or inability to access the website
• Delays, errors, or failures in currency exchange or remittance processing
• Unforeseen events beyond our control (e.g., system outages, regulatory changes, or third-party failure

Please refer to our [Privacy Policy] for information on how we collect, use, and safeguard your personal data.

Payoutt reserves the right to update or modify these Terms at any time. Any changes will be effective immediately upon posting. Continued use of the site constitutes acceptance of the updated Terms.

These Terms shall be governed by and interpreted in accordance with the laws of Singapore. Any disputes shall be subject to the exclusive jurisdiction of the Singapore courts.

For questions or concerns regarding these Terms, please contact us at:

📧 Email: admin@payoutt.com

📞 Phone: +65 338 0444

🏢 Address: 11, Collyer Quay #12-05 The Arcade, Singapore 049317